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Housing tenure

Most New Zealand householders own their own homes but they are less likely to do so than in the past.

Between 1991 and 2001, the proportion of New Zealand households owning their dwellings either with or without a mortgage or in a family trust fell from 74 per cent to 68 per cent. Since 2001 the decline has been less marked, with a fall from 68 per cent to 67 per cent in 2006.10 Between 2001 and 2006, there was a decline in home ownership among all age groups from 25–74 years but it was most marked among those aged between 35–54 years. The proportion of 35–44 year olds who owned or partly owned their own dwellings fell from 65 per cent to 61 per cent over the five years, while among 45–54 year olds the figure fell from 76 per cent to 72 per cent. The only age group to experience a significant increase in home ownership was the 75 years and over age group.

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